Change Starts Here
At Change, it’s not just a name - it’s a mindset. The best know that environment matters, and here you’ll find the people, products, and leadership that drive real impact. As the #1 Non-QM lender, we offer more than a job, we offer a career with purpose, fueled by innovation, supported by leadership, and built on a culture that puts people first.
Contact UsLending That Changes Lives
At Change Home Mortgage, lending is about people, not just numbers. Our mission is to expand access to homeownership through innovative solutions that empower diverse communities and self-employed borrowers nationwide. Licensed in 48 states and D.C., we’re proud to lead with purpose, innovation, and unwavering support.
From Conventional to Non-QM — We Cover It All.
A complete lineup of programs designed to help you close more deals, faster.
Conventional
FHA
VA
USDA
Alt-Doc
Community Mortgage
Investor
Foreign National
Closed End 2nd
Jumbo
Reverse
Built for Loan Officers. Designed to Win.
We’ve created a platform that empowers originators with the tools, access, and leadership they need to thrive.
Close More Loans, Faster
Streamlined processes and local support help you focus on growth.
Competitive Rates That Win Deals
Aggressive pricing gives you an edge in any market.
Boutique Service, Big Resources
Personalized support with the power of an in-house product suite.
Technology That Works for You
Advanced platforms make loan processing faster and more transparent.
Marketing That Drives Business
Automated, customizable campaigns across digital, print, and social that scale with you.
Grow Your Career
Professional growth and recognition for top performers.
Full Benefits, Real Support
401K matching, concierge onboarding, and employee perks.
A Team That Works Hard and Enjoys the Wins
We lead with empathy, strategy, and results.
Inspire Confidence with an Industry Leader
Consistently top-rated, nationally respected, and industry-recognized.
Your Tech Stack, Supercharged.
We equip our originators with a powerful suite of tools to help them scale faster and smarter.
Our tech stack is built to drive results. Tech stack diagram featuring:
POS
CRM
Reputation Management
Lead Alerts
Market Insights
Hear From the People Who Make Change Happen
"My name is Nick Kreager, and I have been with Change Home Mortgage since December 2018. I joined, and brought my team to Change, for one simple reason: Change was, and continues to be, a disruptor in the lending industry, which is so needed. The innovative, forward-thinking approach to products and serving communities is truly inspiring. It has enabled my team to help more families, and in turn, themselves, in ways they never thought possible."
“Change feels like family. Over the years, I’ve funded hundreds of millions in loans thanks to the support, mentorship, and all-hands-on-deck culture here. I’m proud to be part of a company dedicated to saying ‘yes’ and leading the way in non-QM.”
“Change Home Mortgage understands that not all loans fit within a special Underwriting box, and we all work together to help our clients realize the dream of home ownership. I owe much of my success to the out of the box thinking at Change Home Mortgage.”
"Change feels like family. I’ve grown from an originator to managing the Beverly Hills branch, supported by leadership, technology, and some of the best LOs in the business. Most of all, I’m proud to be part of the #1 CDFI lender, making a real impact nationwide."
“Change is more than a company – it’s a community. The supportive, collaborative culture has pushed me to grow as a top loan originator and achieve milestones I once thought out of reach. I’m proud to be part of a team that truly invests in people and makes an impact by helping families achieve the dream of homeownership.”
“At Change Home Mortgage, we sell with confidence. Our products stand out, our approvals are higher, and our leadership listens. Operationally, we’re unmatched, and our non-QM solutions truly expand access to lending. We simply lend more to more people."
Recognized as a Best Place to Work, Top Non-QM Lender, and trusted by mortgage professionals nationwide.
Change Starts with You.
Apply TodayIf you are not a Loan Officer, but interested in applying for other job openings, click here.
If you require assistance completing the application, please email hr@changemtg.com or call (833) 246-5646.
California Consumer Privacy Act - Employee Notice at Collection
